Crib Equity

Own the home you want

We co-invest up to half your down payment to help you get the home you want and become a homeowner sooner.

Unlock homeownership

Introducing a new, affordable way to become a homeowner

We invest with you

Boost your budget and become a homeowner sooner. We invest up to half your down payment, reducing your monthly payments and increasing your budget to purchase a home you love.

An investment, not a loan

There’s no additional debt or monthly payments. Instead, we share in the future value of your home. Only when you decide to sell or refinance do we receive our share, and the value of your home pays us back.

We share your goals

We share in ownership, but not your space. Your home is 100% yours to use and enjoy, and our team works to support you because we succeed when you succeed.

Why Crib Equity

Simple

We plug into your process. Introduce us to your real estate agent and lender, or use the pros in our preferred network.

Save Money

Reduce your monthly payment by eliminating private mortgage insurance and qualifying for better mortgage rates.

Increase your budget

Our co-investment plus your better borrowing terms translates into more purchasing power – often up to an additional 20%.

See how Crib Equity can help

You can afford a house up to:

Calculator Disclaimer:

The affordability calculator is intended to be used for educational purposes only. Actual available rates and monthly payment amounts are subject to market fluctuations and will depend on a number of factors, including geography and loan characteristics. The estimates are based on information you provide, and may not include other fees and costs that a lender may assess in addition to monthly principal and interest, such as taxes and insurance and the actual payment obligation may be greater. Crib Equity does not make loans and this is not a commitment to lend.

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Home Purchase

Learn how it works

What is Crib Equity’s home purchase assistance program?

Crib Equity assists with an investment into your home purchase, allowing you to reach a 20% down payment and become a homeowner sooner. You can avoid the added costs of private mortgage insurance (PMI), or use your increased down payment towards the purchase of a more expensive home – without increasing your monthly payment. You may decide to purchase Crib Equity’s ownership back at any time, or when you sell or refinance your home Crib Equity shares in the price appreciation (or loss) of your home’s value.

How do I qualify to buy a home with Crib Equity?

It’s simple, we work directly with a lender to approve you for a co-purchase with Crib Equity. Once you’ve been pre-approved by your lender, you work directly with your real estate agent to find a home you love. If you’re not working with an agent or lender yet, we can also connect you to our preferred network of partners who’ve helped their clients get the most from our program.

How much investment can I receive from Crib Equity?

Crib Equity will invest up to one-half of the down payment in home purchase, with no cap on the dollar amount.

Let's get the home you want

Find out how Crib Equity can help.

Crib Equity is a residential home purchase partner helping homebuyers achieve their home purchase goals by investing alongside them. Crib Equity creates new avenues to homeownership by helping buyers overcome the high upfront costs and obstacles to obtaining a down payment in order to purchase their desired home with a shared equity investment.