We believe everyone should have the opportunity to own a home
That’s why Home First Financial and Crib Equity have partnered to help you get into the market sooner and buy a home that truly fits your needs. Qualified buyers can increase their purchasing power and lower upfront costs with a Home First Financial mortgage paired with a down payment match from Crib Equity, with no added monthly payments, second liens, or new debt.
You stay in control. When you sell or refinance, Crib Equity receives a share of the home’s future value, reflecting the support provided at purchase. It’s a flexible, transparent way to make homeownership possible on your terms.
Personalized mortgage solutions and trusted guidance to help you finance your home with clarity and confidence, every step of the way.
Expands your buying power with co-investment that reduces upfront costs—making it easier to purchase the home you want, without added debt
How This Program Benefits You
Buy the Home You Want
More budget, better options
We help cover your down payment so you can shop with confidence and make a stronger offer.
Stay Financially Flexible
Keep savings working for you
Hold onto your cash for savings, investments, or life’s curveballs—no need to drain the bank just to get in the door.
Own Without Extra Debt
No monthly payments, no interest
We’re not a loan. There’s nothing to pay monthly—just a share in the home’s value when you sell or buy us out.
How It Works
See if Crib Equity fits your home buying needs with a quick, simple check.
Get your lending pre-approval with Home First Financial and move forward with confidence.
Partner with a Seven Gables advisor to shop with confidence.
Choose how much help you want from Crib Equity to make your home purchase happen.
When you’re ready to make an offer, Crib Equity will provide the agreed support to complete your purchase.
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